Preguntas Frecuentes

Yes! At Sigo Seguros, our main concern is providing access to auto insurance regardless of immigration status. Sigo Seguros accepts various forms of valid identification that you can present when you want to purchase insurance with us. Accepted identifications: US License, International License, Passport/consular card.

Sigo Seguros accepts US or foreign photo identifications, such as a passport or driver's license. However, if you have a US license, it is required to use it when applying for your insurance with Sigo Seguros. Additionally, if at any point during the policy term you obtain your US license, it will be important to contact us to add it. Check out our blog about auto insurance without a license for more information.

Sigo Seguros currently offers auto insurance only for Texas residents. Sigo Seguros operates 100% online, without a physical location, and we pass those cost savings on to customers. Learn more about us at Sigo Seguros.

To receive assistance from our customer service team, you can send an email to [email protected], call us or text us at (877) 476-7446. You can also contact us through WhatsApp with this link. We invite you to visit our Contact Us page.

To get the price of your policy, you must first go to our auto insurance quote. Once on our page, you will simply enter certain personal data, driver information, vehicles and that's it, you will have an instant online quote, free. And remember, several factors influence the price of your policy. To know what these factors are, read the section titled: 'What does the price of car insurance depend on? Factors that affect the price of auto insurance'. Likewise, if you need more information, you can also check our blog What are the factors that affect the price of car insurance?

It's easy to get a Sigo Seguros quote. You can go to our online auto insurance quote and fill in all the data. The form will ask for this information: Zip code, Car information and type of coverage, Driver information. After following these steps, you will be provided with a monthly or semi-annual (every 6 months) quote. You will have the option to finalize your application, submit your payment information and within minutes you will be on your way to being covered by Sigo Seguros. For more information, we invite you to check our blog article: What do I need to get a quote at Sigo Seguros?

Sigo Seguros has the best quote for your auto insurance at a fair price. It's available in Texas and we offer a mobile platform that simplifies the process of getting a quote, purchasing coverage, getting insurance documents and making auto insurance payments. Sigo Seguros makes it easy to buy the right coverage for you and your family. For more information, visit https://sigoseguros.com/.

We care about our customers, at Sigo Seguros we: Do not store your payment information in our system, Do not share your personal information, Protect you against fraud and against people trying to steal your identity. We invite you to learn more about our auto insurance and everything we can do to protect you.

In addition to other fees charged by insurance providers, if you buy coverage through an agent or broker, you may be paying another layer of fees, such as a brokerage fee or Broker Fee. Sigo Seguros does not charge any type of brokerage or broker fee, which ensures that we will provide you with an affordable price that works for you. We invite you to get our auto insurance quote online now.

Sigo offers auto insurance at a fair price for bilingual/Spanish-speaking customers and eliminates the unfair market conditions that these customers currently face. We only charge one fee for the policy for our service, we strive to maintain competitive prices and offer customer service in Spanish. We do not require a credit score or US databases to get coverage. We also do not require a US driver's license to get coverage. Sigo Seguros offers its services online, so you can get a quote and buy coverage at the time that is most convenient for you and fits your schedule. Learn more about us and our reason for being as an organization in our blog: Sigo Seguros Marks More than 2 million dollars saved to its auto insurance customers.

Sigo Seguros allows rideshare drivers (e.g., Uber, Lyft, DoorDash) to secure coverage for their vehicles for an additional commercial use surcharge. Policies with this additional exposure include policy language that excludes coverage when the vehicle is operated for commercial use. For these cases, additional coverage must be obtained through another provider. Failure to disclose commercial use may result in a premium increase and/or policy cancellation.

Bodily injury liability: Pays for damages to people injured in an accident for which you are legally responsible. Covers medical, funeral and legal expenses. Property damage liability: Pays for damage to other people's property for which you are considered legally responsible.

Bodily injury liability coverage per person: $30,000. Bodily injury liability coverage per accident: $60,000. Property damage liability coverage: $25,000.

Collision insurance. Comprehensive insurance. Uninsured or underinsured motorist coverage. Personal injury protection. Medical payments coverage.

To know exactly any price difference, it will be necessary to complete a quote with the vehicle for which you want to modify your coverage, it's simple and fast. You can get a quote with Sigo Seguros here. We recommend reviewing our blog article What is "full cover" or comprehensive insurance and what does it cover? for more information.

The insurance pays for the repair of damage caused to your car in case of an accident. Accidents include collisions with: A pothole, A tree, A guardrail, A telephone pole, Vehicles, Or other objects.

Covers damage to your car due to factors that are beyond your control, such as: Windshield damage, Animal accidents, Hail damage, Fire damage, Stolen vehicle, Vandalism, Flood damage.

Both coverages must be purchased together in a policy and both cover your car. The difference between the two is that comprehensive insurance pays for damage due to factors that are beyond your control. Collision insurance pays for damage due to traffic accidents while the car is in motion.

Covers your medical expenses and other expenses caused by a negligent and uninsured driver.

Covers your expenses and those of your passengers if they are injured in an accident, regardless of who is at fault.

Covers your medical expenses and those of passengers in case of an accident, regardless of who is at fault.

A defined amount in your insurance policy that determines what you will have to pay out of your own pocket for car repairs. The rest of the repair value is paid by the insurer.

A deductible is a defined amount in your insurance policy that determines what you will have to pay out of your own pocket for car repairs. The rest of the repair value is paid by the insurer. The lower the selected deductible, the lower your risk level in case of a claim.

In case your car is financed/leased, this coverage helps protect your car from depreciation by covering the difference between the current value of the car and the amount you owe on it.

A claim is a request for the insurance company to pay for damages caused by an accident or event, under the terms established in your insurance policy.

An SR-22 is a Certificate of Financial Responsibility that is required by the state. It is provided by the auto insurer, demonstrating that you have insurance that meets minimum requirements.

At fault in an accident caused by lack of attention or carelessness.

When the cost of repair is close to or exceeds the value of the car.

Price charged by the insurer for a policy.

You can insure up to 1 additional vehicle to the number of drivers on the policy. For example, if you have 3 drivers on the policy, you can insure up to 4 vehicles maximum.

You can send us an email to [email protected] with the desired changes or call (877) 476-7446 and an agent will gladly assist you. At Sigo Seguros we are constantly innovating, so you can also watch our video tutorial on how to make an endorsement request online: https://www.youtube.com/watch?v=3ju5AJ7qvyg.

We are only authorized to offer auto insurance in TX at this time, if you move out of TX you have to get another insurer.

Please send an email including your policy number and request to [email protected].

In general, you will have a 15-day period (unless Sigo Seguros initiated the cancellation) to reinstate your policy. After that, you can issue a new policy. Important, if the policy has been cancelled, during that period you will be without coverage so accidents will not be covered. Policies can be reinstated (i.e., reactivated within 15 days) or rewritten (new policy after 15 days) subject to Sigo Seguros approval.

You can start a claim by calling (877) 476-7446 and selecting option 1. The claims department operates 24/7 for first notice of loss (reporting a claim).